DMC & Incoming Tour Operator to Brazil and all of South America BIT 25 Years

Money / ATM

You can change money to Brazilian Reals in the hotel or, even better, use a bank ATM. Look out for the stickers which show which machines accept your bank card.

 At present, the Brazilian currency is the Real (1 Real = 100 centavos). Bank notes are available in the following denominations; 100, 50, 10, 5 and 2 Reais. Coins are for 1 real, 50, 25, 10, 5 and 1 centavo. You can find the exchange rates written up every day in the major daily papers. Be aware that these rates apply mostly to financial markets and cannot be obtained exchanging at hotels and banks.

Exchanging Money

Exchange rates in the banks and "cambios" are almost the same at present. Changing money is easy in large cities, except at weekends. Wherever possible it's better to change at the bank or one of the "casa de cambios". The easiest currency to exchange is the US dollar. In the larger cities and tourist centres it is possible to change travellers cheques at a slightly lower rate, but it is always a good idea to have some cash. Do not change money on the street.

Credit Cards

The major credit cards such as Visa, Mastercard and American Express are widely accepted in large cities.


There is now a good national network of automatic teller machines.
ABN-AMRO-Real: A, C, M, Mc
Banco do Brasil: A, C, M, Mc
BBV: A, C, M, Mc, P
Bradesco: V
Citibank: C, D, Mc, P, V
HSBC: A, C, M, Mc
Itaú: V, D, Mc
24 Horas Network: A, C, M, Mc

Legend: A - Amex; C - Cirrus; D - Diners; M - Maestro; Mc - Master Card; P - Plus; V - Visa


Tipping in restaurants is normally 10%. Usually this is included in the bill under service charge. Taxi drivers are not normally tipped, although it is common to round up the fare.


There is not a wide tradition of bargaining for everyday items and services, but it's worth checking to see if you can get a discount for buying a lot or for paying in cash. If you are shopping in tourist markets you might be able to bargain a little.